Our Financial Products and Services
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
MAUSWAGON LOAN
The Mauswagon Loan is offered to provide better financial services, such as additional capital, equipment and materials purchases, digital/technology tools and more, for startup businesses up to micro-enterprises.
MAUSWAGON PLUS LOAN
The Mauswagon Plus Loan is designed for micro and small entrepreneurs who want to grow their businesses by financing various needs such as purchasing business assets, construction supplies, marketing expenses, acquiring inventory, raw materials, business permits, and more.
KABUHAYAN HOG LOAN
The Kabuhayan Hog Loan is designed for hog raisers and can be used for purchasing feed, acquiring additional piglets, constructing or renovating pig pens, and other related expenses.
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
HOUSING IMPROVEMENT LOAN
The Housing Improvement Loan aims to assist its members and their families in renovating their homes to provide a more comfortable living space and access to safe and clean water, sanitation, and bathrooms.
EDUCATION LOAN
The Education Loan is offered to clients who wish to pursue their own education or provide educational support to their children. This loan helps cover various school-related expenses such as tuition fees, school supplies, and more.
SAGIP LOAN AS EMERGENCY
The SAGIP Loan for Emergencies is a product offered to provide immediate financial support during emergencies such as health/medical issues, seasonal income fluctuations, and expenses related to calamities or disasters.
SAGIP LOAN AS DISASTER RECOVERY
The SAGIP Loan as Disaster Recovery is to provide immediate financial assistance during emergencies caused by natural or man-made disasters within a 12-month period. As of the moment, this is deactivated. It is only activated once CRF is submitted for system configuration accompanied by COO Memo.
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
KAAGABAY INSURANCE
The Kaagabay Insurance aims to provide financial protection to the member and their family in the event of accidental injury or death. This insurance is available to members who currently have a production loan or SLDR loan and are between 18 and 75 years old.
FAMILY RELIEF PLAN
The Family Relief Plan aims to provide affordable coverage in case a client passes away. Through financial assistance, the family of the deceased client can receive funds to help with additional expenses for a proper burial.
LOAN REDEMPTION FUND
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
CAPITAL BUILD-UP
The Capital Build-Up is a savings program designed to assist members of RAFI MFI in saving for financial security, creating a safety net for emergencies and the option to access additional ancillary products provided by RAFI MFI.
MYIPON
A mandatory savings product bundled to an active loan account on top of the CBU that offers higher interest for client financial empowerment by providing protection in the event of financial emergency leading to a greater sense of financial freedom and literacy.
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
QuikRemit
The QuikRemit offers a complementary domestic remittance service, which means sending money to family members or suppliers and paying bills at competitive transaction costs. It also provides an improved process for disbursing Mauswagon Plus loans by directly transferring funds to the client’s bank account or digital wallet.
Our Non-Financial Services
Refers to additional revenue streams that creates additional value to existing products, including but not limited to electronic payment system, money transfer and other related remittance services, in partnership with authorized agents and/or entities.
Committed to empowering clients through programs that develop their technical skills and capabilities. The program’s goal is to create economically aware and empowered individuals for the clients through in-person training and individualized programs. Its goal is to inspire consumers to pursue entrepreneurial careers so that, in the long run, through promoting sustainable lives, poverty and inequality can be reduced.
CLIENT CAPACITY BUILDING
Empowering Entrepreneurs: RAFI MFI goes beyond just providing financial products. We invest in our clients' success by offering educational programs and resources. These programs equip them with the financial literacy, business management skills, and entrepreneurial mindset needed to thrive.
SUSTAINABLE LIVELIHOOD TRAINING PROGRAM (SLTP)
Building Businesses, Building Lives: The SLTP is a cornerstone of our client support. Through interactive, face-to-face training, we empower our clients to sharpen their business skills and financial knowledge. This allows them to identify and capitalize on income-generating opportunities, manage their finances effectively, and build sustainable livelihoods.
Tindahan Ni Nanay or TNN, is a platform where micro-entrepreneurs can advertise their products, increase their sales, achieve a wider market reach, and create profit online. It evolved into a platform for business development services delivered through a value chain approach, whether through clustering for product consolidation and curated products both offline and online.
MARKET LINKAGES FOR INDIVIDUALLY CURATED PRODUCTS
Individually Curated Products (ICP) intervention under the RAFI MFI Tindahan Ni Nanay program aims to highlight the pride of place products of the RAFI Microfinance clients, also known as the TNN Merchants. This program allows the respective districts and branches of RAFI MFI to bring in unique and handmade products of the merchants through provision of product enhancement and labeling trainings as well as market linkages.
RAFI MFI's initiative to recognize and reward client loyalty, fostering stronger brand reputation and client retention. We also support deserving students from indigent households, aiming to uplift them through education and high-value job opportunities. Our commitment extends to holistic primary healthcare and social protection, where we reconnect with clients, strengthen bonds, and ensure their well-being while promoting risk resilience. Kaagapay Mo is a testament to our dedication to client success and community development.
SUSTAINABLE HEALTH PROGRAM
Providing RAFI MFI clients with FREE access to quality healthcare services, including virtual and in-person medical consultations and essential medicines in their local communities.
BUGSAY SCHOLARSHIP PROGRAM
Bugsay Scholarship Program empowers students from economically disadvantaged backgrounds, aligning with the national goal to reduce poverty by increasing the number of higher education graduates in high-value fields. Through this program, students become achievers not only academically but also in life, embodying the Bugsay Principle of success and resilience.
CUSTOMER LOYALTY PROGRAM AND INCENTIVES
Center Performance Incentive (CPI) recognizes qualified center officers who outstandingly performed their key role in strengthening their respective center groups, as well as their other duties and responsibilities. On the other hand, client referrals are also given appropriate rewards. Clients who successfully refer new borrowing members are given with cash incentives for their support in RAFI MFI's goal of empowering more individuals and their families.
KAAGAPPAY
APP
KAAGAPPAY APP
KAAGAPAY APP
This is a project of RAFI MFI that aims to improve the delivery of RAFI MFI services to its clients thru a development of a mobile application, known as the “Client App”. With this application, RAFI MFI clients will experience paperless transactions and services from loan applications, inquiry of balances, notification services and others.
TS ROSE
CHATBOT
TS ROSE CHATBOT
TS ROSE CHATBOT
TS ROSE, also known as the RAFI MFI Online Service Expert Chatbot, is a faster and easier method to answer feedback from client’s messaging our Official RAFI MFI Facebook Page Messenger. The client will no longer wait for hours, or days, to have their questions answered and cleared.
The benefits are:
- 24/7 response rate in the FB Messenger.
- All Frequently Asked Questions (FAQs) about the products and services of RAFI MFI are easily answered.
- Complaints and inquiries are directed to the RAFI MFI Cares email address and immediately answered by assigned staff for escalation.
