Our dream,
your hope fulfilled.
Virgilia Bonghanoy
General Merchandise, Bakery, Agrivet Owner
RAFI MFI Client for 25 Years
WHO WE ARE
RAFI Microfinance, Inc. (RAFI MFI) is one of the country’s leading microfinance institutions, dedicated to empowering underprivileged micro-entrepreneurs to achieve financial stability and independence. With over 300 branches across Luzon, Visayas, and Mindanao, it continues to uplift underserved and vulnerable communities, touching more than 3.5 million* lives nationwide.
Formerly known as the Cebu Micro Enterprise Development Foundation, Inc. (CMEDFI), RAFI MFI was established in 1998 through the economic wellbeing program of the Ramon Aboitiz Foundation, Inc. (RAFI).
Our Reach
Branches Across the Philippines
Luzon
Visayas
Mindanao
Our Impact
Lives Touched
Provinces Reached
Clients Served
Children Benefited
Jobs Created
Our Highlights
Stories of Hope, Progress, and Empowerment.
Coming Together to Build What Matters
Last March 5, new doors opened for partnership as we met with the Terwilliger Center and Habitat for Humanity to discuss our Resilient Housing Program. Key leaders from both sides came together to explore innovative ideas, and the future looks bright for the...
Woven by Courage, Crafted with Purpose: Scraps of Hope
Hope doesn’t always arrive in grand ways—sometimes, it’s found in fabric scraps, shared stories, and the steady hands of women shaping brighter futures. Launched on Global Recycling Day, Scraps of Hope brings together Cebuano women weavers and partner organizations to...
Honoring Impact Makers: RAFI MFI’s First Partner Forum
With the theme “Our Shared Journey, Our Shared Impact,” the event held on February 13 celebrated the meaningful contributions and collective achievements of RAFI MFI’s valued partners. It served as a moment to reflect on the milestones accomplished together in 2025...
RAFI Microfinance Marks 27 Years of Elevating Lives and Honoring Dedicated Colleagues
RAFI Microfinance proudly celebrated its 27th anniversary of elevating lives during its year-end celebration held in December. The event was a meaningful gathering marked by reflection, togetherness, and gratitude—values that truly embody the spirit of Kaagapay. The...
Kaagapay Stories
Ate Jelly
“Malaki talaga ang tulong nila sa akin, lalo na ang pagpa-aral sa aking anak at makapagtapos siya, at sa mga pangangailangan ng aking pamilya.”
Ate Mylene
"Nakilala ko 'yung RAFI Microfinance dahil malaking tulong bilang pandagdag puhunan para sa aking negosyo."
Ate Candelaria
"Sa totoo lang, ito lang ang organisasyong nakita kong talagang maayos. Kasi marami na akong nasalihan, pero iba talaga ang RAFI."
Ate Lolita
"Sa pamamagitan ng WASH Loan, kumportable na talaga kami sa aming pamumuhay. Dati ang Bahay namin ay maliit lang, napakalaki ng naitulong ng RAFI Microfinance sa akin."
Your kaagAPPay in life is here!
The KaagAPPay App, was made to improve the services of RAFI Microfinance thru a development of mobile application, and have the client experience paperless transactions and services such as:
1. Savings Balance and Transaction History
2. Loan Balance and Transaction History
3. Insurance Availment, Requirements, and Benefits
4. Self-service Loan Application
SCAN HERE TO DOWNLOAD
