Our dream,
your hope fulfilled.
Virgilia Bonghanoy
General Merchandise, Bakery, Agrivet Owner
RAFI MFI Client for 25 Years
WHO WE ARE
RAFI Microfinance, Inc. (RAFI MFI) is one of the country’s leading microfinance institutions, dedicated to empowering underprivileged micro-entrepreneurs to achieve financial stability and independence. With over 300 branches across Luzon, Visayas, and Mindanao, it continues to uplift underserved and vulnerable communities, touching more than 3.5 million* lives nationwide.
Formerly known as the Cebu Micro Enterprise Development Foundation, Inc. (CMEDFI), RAFI MFI was established in 1998 through the economic wellbeing program of the Ramon Aboitiz Foundation, Inc. (RAFI).
Our Reach
Branches Across the Philippines
Luzon
Visayas
Mindanao
Our Impact
Live Touched
Provinces Reached
Client Reached
Children Benefited
Jobs Created
Our Highlights
Stories of Hope, Progress, and Empowerment.
RAFI Microfinance Marks 27 Years of Elevating Lives and Honoring Dedicated Colleagues
RAFI Microfinance proudly celebrated its 27th anniversary of elevating lives during its year-end celebration held in December. The event was a meaningful gathering marked by reflection, togetherness, and gratitude—values that truly embody the spirit of Kaagapay. The...
A Celebration of Impact: RAFI MFI Client awarded at DFIA 2025
RAFI Microfinance (RAFI MFI) proudly celebrates our Kaagapay, Ailyn Flormata, who was recognized as a Digital Financial Inclusion Awards (DFIA) winner under the Microentrepreneur Category. The 4th DFIA was successfully held on December 12, 2025, at the Bangko Sentral...
RAFI MFI Accelerates Credit Assessment with ProSyft Partnership
RAFI Microfinance (RAFI MFI) has taken a significant step in its digital transformation through a new partnership with London-based ProSyft Ltd., aimed at accelerating and enhancing its credit assessment processes. Under the agreement, RAFI MFI is adopting ProSyft’s...
Empowering Growth: Livelihood Kit Turnover for PEER+ Beneficiaries in Negros Oriental, Cebu and Bohol
In line with its mission to help clients grow their businesses through the PEER+ program, the IAS team successfully turned over livelihood kits to 85 beneficiaries across Negros Oriental, Cebu, and Bohol on August 9, 16, and 22, 2025.The livelihood support came in...
Kaagapay Stories
Ate Jelly
“Malaki talaga ang tulong nila sa akin, lalo na ang pagpa-aral sa aking anak at makapagtapos siya, at sa mga pangangailangan ng aking pamilya.”
Ate Mylene
"Nakilala ko 'yung RAFI Microfinance dahil malaking tulong bilang pandagdag puhunan para sa aking negosyo."
Ate Candelaria
"Sa totoo lang, ito lang ang organisasyong nakita kong talagang maayos. Kasi marami na akong nasalihan, pero iba talaga ang RAFI."
Ate Lolita
"Sa pamamagitan ng WASH Loan, kumportable na talaga kami sa aming pamumuhay. Dati ang Bahay namin ay maliit lang, napakalaki ng naitulong ng RAFI Microfinance sa akin."
Your kaagAPPay in life is here!
The KaagAPPay App, was made to improve the services of RAFI Microfinance thru a development of mobile application, and have the client experience paperless transactions and services such as:
1. Savings Balance and Transaction History
2. Loan Balance and Transaction History
3. Insurance Availment, Requirements, and Benefits
4. Self-service Loan Application
SCAN HERE TO DOWNLOAD
